Privacy Policy

ophalidrynos ("we," "our," or "us") operates ophalidrynos.world and provides annual budgeting services to individuals and businesses across Canada. This privacy policy explains how we collect, use, disclose, and protect your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

As the data controller, ophalidrynos is responsible for ensuring your personal information is handled appropriately. We've designed our data practices to be transparent and give you meaningful control over how your information is used in our budgeting platform.

We collect several types of information to provide effective annual budgeting services and improve your experience on our platform.

Your personal information serves several specific purposes within our budgeting platform. We use your account details to maintain your profile and provide personalized budget recommendations. Financial data you enter helps generate spending insights and track your progress toward annual financial goals.

We analyze usage patterns to improve our budgeting tools and develop new features that better serve your needs. Technical information helps us troubleshoot issues, prevent fraud, and ensure our platform runs smoothly across different devices and browsers.

Communication preferences you set determine how we send you budget alerts, spending notifications, and educational content about personal finance management. We never use your information for purposes beyond what's necessary to provide our budgeting services or what you've explicitly consented to.

We don't sell your personal information to third parties. However, we may share your information in specific circumstances essential to our service operations.

Service Providers: We work with trusted companies that help us provide our budgeting platform, including cloud hosting services, payment processors, and customer support tools. These partners are contractually bound to protect your information and can only use it for the specific services they provide to us.

Legal Requirements: We may disclose your information if required by Canadian law, court order, or legal process. This includes cooperation with law enforcement agencies when investigating potential illegal activities or protecting public safety.

Business Transfers: If ophalidrynos is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We would notify you before your information becomes subject to a different privacy policy.

Under Canadian privacy law, you have several rights regarding your personal information:

To exercise these rights, contact us using the information provided below. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

We implement multiple layers of security to protect your personal and financial information. Our technical safeguards include encryption of data in transit and at rest, secure server infrastructure, and regular security assessments by third-party experts.

Access to your information is restricted to authorized employees who need it to provide our services. Our staff receives regular privacy training and are bound by confidentiality agreements. We maintain detailed access logs and monitor for unusual activity.

Physical security measures protect our servers and facilities. We use reputable cloud service providers that meet industry security standards and undergo regular compliance audits. However, no method of electronic transmission or storage is completely secure, so we cannot guarantee absolute security.

We retain your personal information only as long as necessary to provide our services and comply with legal obligations:

When retention periods expire, we securely delete or anonymize your information. Account deletion requests are processed within 30 days, though some information may be retained longer if required by law.

While ophalidrynos operates primarily within Canada, some of our service providers may process your information outside Canada, including in the United States. When we transfer your information internationally, we ensure appropriate safeguards are in place.

We use service providers that participate in recognized privacy frameworks or have implemented adequate contractual protections. These arrangements ensure your information receives protection substantially similar to Canadian privacy laws, even when processed abroad.

You have the right to obtain information about specific international transfers involving your personal information. Contact us if you'd like details about where your information is processed or the safeguards we've implemented.

Our website uses cookies and similar technologies to enhance your experience and maintain platform functionality. Essential cookies are necessary for account login, security, and basic site operations. These cannot be disabled without affecting core functionality.

Analytics cookies help us understand how users interact with our budgeting tools so we can improve them. Preference cookies remember your settings and customizations between visits. You can control non-essential cookies through your browser settings or our cookie preference center.

We don't use cookies for advertising or share cookie data with advertising networks. Our tracking is focused solely on improving your budgeting experience and maintaining platform security.

We review and update this privacy policy regularly to reflect changes in our practices, services, or applicable laws. When we make significant changes, we'll notify you through email or a prominent notice on our platform at least 30 days before the changes take effect.

Minor updates, such as clarifications or contact information changes, may be made without advance notice. We encourage you to review this policy periodically to stay informed about how we protect your information.

Continued use of our services after policy changes indicates your acceptance of the updated terms. If you disagree with changes, you may close your account before the new policy takes effect.